What is a Merchant Cash Advance?

merchant cash advance

What is a Merchant Cash Advance?

What is a Merchant Cash Advance?

A Merchant Cash Advance is an innovative alternative to a traditional small business loan. Harbortouch Capital utilizes your expected future credit and debit card sales to be able to provide you with working capital so you can put your business plans into action.

Instead of fixed daily payments, the repayment for an MCA is completely flexible and works alongside your natural cash flow. During the length of your payback period, a small percentage of your daily credit/debit card sales is withheld until the advance is paid in full. This allows businesses the flexibility to make lower payments during periods when cash flow slows down.

It takes an incredible amount of patience to watch an idea grow into a flourishing business. Thankfully, you don’t need to be so patient when it comes to obtaining the capital your business needs. With a merchant cash advance, you can get funding in as little as 7 to 10 days, and immediately put those funds to work for your bottom line. Use the cash for whatever your business needs to keep its doors open and continue growing, whether that means purchasing new equipment, hiring new employees or making all your payments on time.

Our Standard Merchant Cash Advance can provide your business with anywhere from $5,000 to $500,000 in instant cash flow paid back against your future credit card sales. The Standard Funding Program has an easy application process, high approval rates and no out-of-pocket costs or personal collateral. Since we don’t require fixed monthly payments, if your sales decrease, so does the amount you pay back during that period.

A Merchant Cash Advance is right for you if:

• Your business accepts credit cards as a form of payment from customers

• You are looking for something that is flexible

• You don’t want to pay monthly minimums

• Your sales tend to fluctuate and so you want to pay as you go

• You’re looking for a fast and simple financing solution

Merchant Cash Advance Uses:

• Purchasing inventory

• Advertising and marketing promotions

• Improving cash flow

• Hiring new employees

• Renovations and expansion


Call 866-286-8744 Now to learn More

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